Estimate your Minnesota state income tax plus combined federal and MN state tax for 2026. 9.85% top rate.
Minnesota has progressive income tax from 5.35% to 9.85%, with the top rate on income over $164,400 (single). Minnesota recently eliminated Social Security benefit taxation for most residents and offers substantial earned income and working family credits. Use the calculator above to estimate your combined federal and Minnesota state income tax for 2026. State tax figures use a simplified rate — for precise Minnesota state tax calculations, consult the Minnesota Department of Revenue or a licensed tax professional.
Minnesota has a 9.85% top rate state income tax for 2026. Minnesota has progressive income tax from 5.35% to 9.85%, with the top rate on income over $164,400 (single). Minnesota recently eliminated Social Security benefit taxation for most residents and offers substantial earned income and working family credits. The state income tax is calculated separately from federal income tax and is paid through payroll withholding or quarterly estimated payments.
Minnesota has its own state standard deduction separate from the federal standard deduction ($15,750 single, $31,500 MFJ in 2026). For precise Minnesota state deduction amounts, consult the Minnesota Department of Revenue or a state tax professional.
Minnesota's 9.85% top rate state income tax can be compared to other states using our state tax calculator above. The U.S. average top marginal state income tax rate is approximately 5-6%. Nine states have no income tax at all (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming), while California has the highest at 13.3%.
Minnesota offers state tax credits and deductions that may reduce your state tax liability. Common state credits include earned income credits, child tax credits, and credits for the elderly. Consult the Minnesota Department of Revenue website or a licensed tax professional for credits specific to your situation and income level.
Use the calculator above. Enter your income and MN is pre-selected as your state. The calculator computes your 2026 federal income tax using the One Big Beautiful Bill Act brackets (10%-37%), adds your estimated Minnesota state income tax (9.85% top rate simplified), and displays your total tax burden, combined effective rate, and annual take-home pay. All calculations happen instantly in your browser.