Estimate your Pennsylvania state income tax plus combined federal and PA state tax for 2026. 3.07% flat rate.
Pennsylvania has one of the lowest flat income tax rates at 3.07%. Philadelphia charges 3.75% local earned income tax for residents. Pennsylvania does not tax pension income, Social Security, or retirement distributions — making it very retiree-friendly. Use the calculator above to estimate your combined federal and Pennsylvania state income tax for 2026. State tax figures use a simplified rate — for precise Pennsylvania state tax calculations, consult the Pennsylvania Department of Revenue or a licensed tax professional.
Pennsylvania has a 3.07% flat rate state income tax for 2026. Pennsylvania has one of the lowest flat income tax rates at 3.07%. Philadelphia charges 3.75% local earned income tax for residents. Pennsylvania does not tax pension income, Social Security, or retirement distributions — making it very retiree-friendly. The state income tax is calculated separately from federal income tax and is paid through payroll withholding or quarterly estimated payments.
Pennsylvania has its own state standard deduction separate from the federal standard deduction ($15,750 single, $31,500 MFJ in 2026). For precise Pennsylvania state deduction amounts, consult the Pennsylvania Department of Revenue or a state tax professional.
Pennsylvania's 3.07% flat rate state income tax can be compared to other states using our state tax calculator above. The U.S. average top marginal state income tax rate is approximately 5-6%. Nine states have no income tax at all (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming), while California has the highest at 13.3%.
Pennsylvania offers state tax credits and deductions that may reduce your state tax liability. Common state credits include earned income credits, child tax credits, and credits for the elderly. Consult the Pennsylvania Department of Revenue website or a licensed tax professional for credits specific to your situation and income level.
Use the calculator above. Enter your income and PA is pre-selected as your state. The calculator computes your 2026 federal income tax using the One Big Beautiful Bill Act brackets (10%-37%), adds your estimated Pennsylvania state income tax (3.07% flat rate simplified), and displays your total tax burden, combined effective rate, and annual take-home pay. All calculations happen instantly in your browser.