Estimate your Rhode Island state income tax plus combined federal and RI state tax for 2026. 5.99% top rate.
Rhode Island has progressive income tax from 3.75% to 5.99%, with the top rate on income over $176,050. Rhode Island offers an earned income credit equal to 15% of the federal EITC and does not tax Social Security for most residents. Use the calculator above to estimate your combined federal and Rhode Island state income tax for 2026. State tax figures use a simplified rate — for precise Rhode Island state tax calculations, consult the Rhode Island Department of Revenue or a licensed tax professional.
Rhode Island has a 5.99% top rate state income tax for 2026. Rhode Island has progressive income tax from 3.75% to 5.99%, with the top rate on income over $176,050. Rhode Island offers an earned income credit equal to 15% of the federal EITC and does not tax Social Security for most residents. The state income tax is calculated separately from federal income tax and is paid through payroll withholding or quarterly estimated payments.
Rhode Island has its own state standard deduction separate from the federal standard deduction ($15,750 single, $31,500 MFJ in 2026). For precise Rhode Island state deduction amounts, consult the Rhode Island Department of Revenue or a state tax professional.
Rhode Island's 5.99% top rate state income tax can be compared to other states using our state tax calculator above. The U.S. average top marginal state income tax rate is approximately 5-6%. Nine states have no income tax at all (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming), while California has the highest at 13.3%.
Rhode Island offers state tax credits and deductions that may reduce your state tax liability. Common state credits include earned income credits, child tax credits, and credits for the elderly. Consult the Rhode Island Department of Revenue website or a licensed tax professional for credits specific to your situation and income level.
Use the calculator above. Enter your income and RI is pre-selected as your state. The calculator computes your 2026 federal income tax using the One Big Beautiful Bill Act brackets (10%-37%), adds your estimated Rhode Island state income tax (5.99% top rate simplified), and displays your total tax burden, combined effective rate, and annual take-home pay. All calculations happen instantly in your browser.